Gard Liability targets the more technical liability risks that require a tailored underwriting approach. This approach serves a wide range of businesses from small to medium (SME) through to multinational businesses with complex and diverse occupations.

Our experience and expertise enable us to tailor liability programs to meet our clients’ specific needs.

Our long-standing relationships enable us to deliver flexible coverage solutions, supported by responsive service and a collaborative approach to risk.

GARD Liability is Underwritten by certain underwriters at Lloyd's.

Our Focus

  • Broadform Public & Products Liability - $50M Limit - via both Primary & Excess
  • Excess Liability - $250M Limit - accessing both local and international markets
  • Professional Indemnity Cover – $10M Limit - on an incidental basis when written in conjunction with the Liability
  • Errors & Omissions Liability - $10M Limit - when written in conjunction with the liability
  • Umbrella Liability - either “stand-alone” or following GARD primary Public & Products Liability policy
  • Goods in the Custody or Control of the Insured - $250K standard sublimit
  • Blanket Contractual Liability - Including Waivers of Subrogation, Principals Indemnity