GARD Hospitality and Leisure (formerly Ale Underwriting) is a specialist underwriting agency established in 2020, dedicated to the hospitality, tourism and leisure sectors.

We work alongside brokers, insurers and service providers who understand the realities of operating in these industries. Our approach is built around clear underwriting parameters, consistent insurer support and practical engagement with brokers.

We partner with insurers that have an ongoing commitment to the hospitality and leisure market, supporting continuity of capacity and a stable underwriting approach. Participating brokers are supported by an underwriting platform designed to enable the efficient submission and progression of eligible risks, subject to agreed underwriting criteria and insurer approval.

Our Focus

We support a range of hospitality, tourism and leisure businesses, including:

  • Hotels, Pubs, Motels and Resorts
  • Restaurants and Cafes
  • Alpine Chalets, Lodges, Apartments and other Tenanted Lodging
  • Bed and Breakfasts
  • Caravan Parks
  • Modern Short Term Accommodation, such as Boarding Houses and Backpacker Accommodation
  • Bars and Lounges
  • Licenced Clubs (including Sporting Clubs)
  • Wineries, Micro Distilleries and Micro Breweries
  • Adult Entertainment
  • Tattoo Parlours (Property Owners)

Get in Touch

For more information about our products and services, please contact us at hospitality@gardinsurance.com.au.