Specialist Property & Liability Insurance

For Hospitality, Leisure, Accommodation and Wine Making – exclusive to brokers

  • Property and Liability solutions designed specifically for Hospitality, Leisure, Accommodation and Wine Making businesses
  • Focused Underwriting
  • Senior decision makers

Backed by certain underwriters at Lloyd's | Local authority | Digital by design

Specialist by design
  • We insure Hospitality, Leisure, Accommodation and Wine Making businesses
Broker only model
  • Limited distribution
  • No channel conflict
  • End to end digital transactions
Experienced underwriters
  • Minimum 25+ years' experience per underwriter
Backed by certain Underwriters at Lloyd's
  • Long term, stable capacity

Our Insurance Solutions

  • Two core products
  • One specialist approach

PROPERTY INSURANCE

Purpose built ISR cover for Hospitality, Leisure, Accommodation and Wine Making operations

  • Modified MARK IV ISR wording
  • Up to $35m capacity (higher on request)
  • Designed for complex property risks
  • Suitable for single site to multi-location operations

PUBLIC & PRODUCTS LIABILITY

Broadform Liability cover aligned to unique operating exposures

  • Modified broadform wording
  • $20m capacity
  • Designed for Hospitality, Leisure, Accommodation and Wine Making businesses including food, beverage, entertainment, wine making, and cellar door exposures
  • Products liability including limited exports to USA

How we support brokers

  • Broad underwriting appetite. Practical approach to risk selection and structure
  • Fast turnaround. Same day / next day where submissions are complete
  • Minimal frictional underwriting. Digital transactions with reduced reliance on upfront risk surveys
  • Direct access to underwriters. No call centres. Local authority backed by certain underwriters at Lloyd's

Digital where it matters

Our bespoke platform supports the full lifecycle:

  • Submission
  • Underwriting
  • Policy issuance
  • Claims

Built to improve speed and transparency, not replace underwriting judgement.

Claims managed locally

  • Delegated claims authority
  • Majority of claims handled onshore
  • Faster decisions and clearer communication

Backed by certain underwriters at Lloyd's, delivered locally.

A deliberately limited model

We work with a select group of specialised broker partners only.

  • No direct distribution channel
  • Minimal partner distribution conflict
  • Long term partnerships, not transactional placements

Speak with our underwriting team to discuss appetite and submissions

CONTACT US